Current Tesla Model S Lease Offers (April 2026)

Model S Dual Motor
$1,549/mo

$7,500 due at signing ยท 36 months ยท 10,000 miles/year

Advertised monthly: $1,549
True monthly (all-in): ~$1,757
Model S Plaid
$1,849/mo

$7,500 due at signing ยท 36 months ยท 10,000 miles/year

Advertised monthly: $1,849
True monthly (all-in): ~$2,057
๐Ÿ’ก The $208 Gap

Like all Tesla leases, the advertised price excludes taxes, acquisition fee, and doc fees. The true monthly is about 13% higher than advertised.

Model S Lease vs Buy

Option Monthly Due at Signing 36-Month Total Equity After 36mo
Lease (Dual Motor) $1,757 $7,500 $70,752 $0
Finance (Dual Motor) $1,890 $8,000 (10%) $76,040 ~$45,000
Finance assumes 5.04% APR, 10% down, estimated resale value after 36 months.

Money Factors & Residuals

Current Money Factors (Tier 1 Credit)

Term Money Factor APR Equivalent
24 months 0.00190 4.56%
36 months 0.00205 4.92%
48 months 0.00220 5.28%

Residual Values by Trim (36 months, 10k mi/yr)

Trim Residual % Residual Value
Model S Dual Motor 52% $41,595
Model S Plaid 50% $47,495

How Credit Score Affects Your Payment

Credit Tier Score Money Factor Monthly Payment*
Tier 1 720+ 0.00205 $1,757
Tier 2 680โ€“719 0.00225 $1,797 (+$40)
Tier 3 640โ€“679 0.00255 $1,847 (+$90)
*Dual Motor, all-in monthly

Hidden Fees on Model S Leases

Fee Amount Notes
Acquisition Fee $695 Rolled into payment
Disposition Fee $395 At lease end, waived if re-lease
Destination Fee $1,390 Included in MSRP
Mileage Overage $0.25/mi Over contracted allowance

Model S vs Competitors

Model Monthly (all-in) Due at Signing 36-Month Total
Tesla Model S Dual Motor $1,757 $7,500 $70,752
Lucid Air Pure $1,690 $7,000 $67,840
Porsche Taycan $1,890 $8,000 $76,040
Mercedes EQS $1,650 $7,500 $66,900

Who Should Lease the Model S?

Lease if you:

Buy if you:

โš ๏ธ The No-Buyout Rule

Like all Tesla leases, the Model S has no purchase option at lease end. You must return the car, even if it's worth more than the residual. Read more โ†’

How to Get the Best Model S Lease Deal

Frequently Asked Questions

What is the monthly payment for a Tesla Model S lease?

Advertised: $1,549 (Dual Motor). True all-in: ~$1,757 after taxes and fees.

Can you buy a Tesla Model S at lease end?

No. Tesla leases have no purchase option. You must return the vehicle.

What is the money factor for Model S leases?

Tier 1 credit gets 0.00205 (4.92% APR) for 36 months.

How much is a Model S Plaid lease?

Advertised: $1,849. True all-in: ~$2,057.

What credit score is needed for Model S lease?

Tier 1 (720+) for best rates. 650+ minimum typically required.

Is the Model S worth leasing?

If you want a new luxury EV every 3 years and don't care about equity, yes. If you want to keep it long-term, buy.

Sources: Tesla lease offers April 2026, community-reported deals, Leasehackr forums. Current as of April 2026.