Deals Calculator Lease vs Buy How It Works 📘 Get the Guide — $79
Updated March 2026

Tesla lease offers,
decoded.

Tesla shows you a monthly payment. We show you the money factor, residual value, total cost, and every fee they don't mention.

See March 2026 Deals Run the Calculator
Current Lease Offers ✓ March 2026
Model 3
RWD · 36mo · 10k/yr
$449/mo
Best Value
Model Y
RWD · 36mo · 10k/yr
$499/mo
Refreshed
Model S
Dual Motor · 36mo
$1,549/mo
Premium
⚡ Independent — not affiliated with Tesla
📊 Real money factors, not advertised rates
🔄 Updated March 2026
🌍 US leases only
March 2026 Lease Offers

What Tesla is actually offering right now

Advertised prices with $4,145–$7,500 due at signing. We break down what that means in real terms.

Model 3
Rear-Wheel Drive — Most popular lease
$449
/month
$4,145 due at signing · 36 months · 10,000 mi/yr
True monthly (all-in)~$564
Money factor0.00210
Residual value58%
Mileage overage$0.25/mi
⚠️ No purchase option at lease end. You return the car.
Full Model 3 Lease Breakdown →
Model Y
Rear-Wheel Drive — 2024 refresh
$499
/month
$4,500 due at signing · 36 months · 10,000 mi/yr
True monthly (all-in)~$624
Money factor0.00215
Residual value56%
Mileage overage$0.25/mi
⚠️ No purchase option at lease end. You return the car.
Full Model Y Lease Breakdown →
Model S
Dual Motor AWD — Aspirational tier
$1,549
/month
$7,500 down · 36 months · 10,000 mi/yr
True monthly (all-in)~$1,757
Money factor0.00205
Residual value52%
Mileage overage$0.25/mi
⚠️ No purchase option at lease end. You return the car.
Full Model S Lease Breakdown →
Used Tesla
Pre-owned · Lease takeover opportunity
$299+
/month
No down payment · 12–36 months remaining
Mileage remainingVaries
Inspection requiredBy lessor
Transfer fee$0–$500
💡 Take over someone's lease — often with incentives
Browse Used Lease Options →
Lease vs Buy
Which is right for you?
$0
calculator
Compare 36-month costs side-by-side
Lease total$16,918
Finance total$22,440
Difference-$5,522
📊 Based on Model 3 RWD, 10k mi/yr
Run Your Own Comparison →
All Deals
Complete March 2026 lineup
6
offers
Model 3, Y, S, X, Cybertruck + Used
Lowest payment$299/mo
UpdatedMarch 2026
Money factorsIncluded
🔍 All models, all trims, all incentives
View All Deals →
What Tesla Won't Tell You

The no-buyout rule changes everything

0
Tesla leases that allow you to purchase the car at end of term
$0.25
Per mile overage charge. At 25,000 mi/yr that's $4,500 in penalties over a 36-month lease
~26%
The gap between Tesla's advertised monthly and what you actually pay after all fees and taxes
Every other manufacturer lets you buy your leased car. Tesla doesn't.

When you lease a Toyota, Honda, BMW, or Ford — you have the option to purchase the vehicle at the end of the term at a pre-agreed residual price. Tesla removed this option entirely.

This matters because if your Tesla holds its value (which they historically have), you lose that upside. You hand the car back and Tesla captures the equity.

Before you sign a Tesla lease, you should understand exactly what you're agreeing to. Read the full breakdown →

28-Page Guide

Stop Overpaying on Your Tesla Lease

Tesla won't show you their money factors. They won't share residual values. They present a monthly number and hope you say yes. This guide changes that.

  • Current money factors for Model 3, Y, S, X and Cybertruck by credit tier
  • Residual value tables for every trim and mileage allowance
  • End-of-quarter timing strategy — why Dec 30 is the best day to lease
  • 3 copy-paste email scripts that get Tesla advisors to show real rates
  • Demo vehicle discount secrets — currently 15–20% off MSRP
  • Delivery day checklist: 15 items to verify before signing
$79
one-time · instant PDF download

Saving $50/month on a 36-month lease = $1,800 return on a $79 investment

Download the Guide →
Stop Overpaying on Your Tesla Lease - March 2026 Edition Book Cover
28 pages · Updated March 1, 2026
Includes money factors, residual tables, email scripts, and delivery checklist. US leases only. Independent resource — not affiliated with Tesla.
People Also Ask

Common Tesla lease questions

The questions Google says people are asking. Answered without spin.

Can you buy a Tesla at the end of the lease? +
No. Tesla leases do not include a purchase option. At the end of your term, you return the vehicle. This is different from every major manufacturer and means you build no equity during the lease. If the car holds value, Tesla captures that — not you. Read more →
Why are Tesla leases so expensive? +
The advertised price excludes taxes, documentation fees, and the acquisition fee (~$695). Depending on your state, the true monthly cost can be 20–30% higher than advertised. The money factor (Tesla's equivalent of an interest rate) also varies by credit tier in ways Tesla doesn't publish. Read more →
Can you negotiate a Tesla lease? +
Tesla uses fixed pricing — there's no haggling on MSRP. However, inventory vehicles (demo units, loaners) can carry 15–20% discounts that directly reduce your lease payment. The timing of your lease (end of quarter) also affects available incentives significantly. Read more →
Can you end a Tesla lease early? +
Yes, but it's expensive. Early termination typically requires paying all remaining monthly payments plus fees. Tesla does not allow third-party lease transfers, which further limits your exit options. Calculate your total early termination cost before signing. Read more →
Does Tesla ever offer lease deals? +
Tesla doesn't do traditional dealer promotions, but real deals exist. End-of-quarter inventory pressure (March, June, September, December) regularly produces better terms. Demo vehicles and service loaners frequently carry significant discounts. You need to know when and how to ask. Read more →
What are the disadvantages of leasing a Tesla? +
The main drawbacks: no buyout option (unique to Tesla), strict mileage limits with $0.25/mile overages, no ability to transfer the lease, and total cost that's significantly higher than the advertised monthly. Leasing makes most sense if you want a new model every 3 years and drive under 10,000–12,000 miles annually. Read more →
TEAM
Behind TeslaLeaseOffers
Independent Research Team

TeslaLeaseOffers is run by a small team of automotive researchers and data analysts who were frustrated by how opaque Tesla's lease pricing really is. We aggregate real-world lease data from forums, reported deals, and public inventory sources to give shoppers a clearer picture before they visit Tesla.com.

Data-driven research Updated monthly Independent since 2024

📍 Not affiliated with Tesla, Inc. · Run by people who care about transparent pricing.