Current Cybertruck Lease Offers (March 2026)
$7,500 due at signing ยท 36 months ยท 10,000 miles/year
$7,500 due at signing ยท 36 months ยท 10,000 miles/year
Money Factors & Residuals
Current Money Factors (Tier 1 Credit)
| Term | Money Factor | APR Equivalent |
|---|---|---|
| 24 months | 0.00205 | 4.92% |
| 36 months | 0.00220 | 5.28% |
| 48 months | 0.00235 | 5.64% |
Residual Values by Trim (36 months, 10k mi/yr)
| Trim | Residual % | Residual Value |
|---|---|---|
| Cybertruck AWD | 48% | $38,395 |
| Cybertruck Cyberbeast | 46% | $45,995 |
How Credit Score Affects Your Payment
| Credit Tier | Score | Money Factor | Monthly Payment* |
|---|---|---|---|
| Tier 1 | 720+ | 0.00220 | $1,007 |
| Tier 2 | 680โ719 | 0.00240 | $1,047 (+$40) |
| Tier 3 | 640โ679 | 0.00270 | $1,097 (+$90) |
Cybertruck Lease vs Buy
| Option | Monthly | Due at Signing | 36-Month Total | Equity After 36mo |
|---|---|---|---|---|
| Lease (AWD) | $1,007 | $7,500 | $43,752 | $0 |
| Finance (AWD) | $1,150 | $8,000 (10%) | $49,400 | ~$35,000 |
Cybertruck vs Other Electric Trucks
| Model | Monthly (all-in) | Due at Signing | 36-Month Total |
|---|---|---|---|
| Cybertruck AWD | $1,007 | $7,500 | $43,752 |
| Ford F-150 Lightning | $899 | $6,500 | $38,864 |
| Rivian R1T | $949 | $7,000 | $41,164 |
| Chevrolet Silverado EV | $879 | $6,500 | $38,144 |
Unique Cybertruck Considerations
- Higher money factor: 0.00220 vs 0.00210 for Model 3 (due to demand and uncertainty)
- Lower residuals: 48% vs 58% for Model 3 โ Tesla is more conservative
- Limited inventory: Demo vehicles are rare, discounts are smaller
- Stainless steel body: No paint chips, but fingerprints show โ lease return standards unclear
- Size: Make sure it fits in your garage before leasing
Who Should Lease the Cybertruck?
Lease if you:
- Want to try the Cybertruck without long-term commitment
- Are concerned about resale value (it's unknown)
- Want the latest technology every 2-3 years
- Don't want to worry about stainless steel maintenance long-term
Buy if you:
- Plan to keep the truck 5+ years
- Drive more than 15,000 miles/year
- Want to build equity
- Are confident in Cybertruck's long-term value
Like all Tesla leases, the Cybertruck has no purchase option at lease end. You must return the vehicle, even if it becomes a collector's item. Read more โ
Cybertruck Lease Takeovers
Cybertruck lease takeovers are rare but do appear. Check these platforms:
- LeaseTrader
- Swapalease
- Leasehackr Marketplace
- Cybertruck Owners Club forums
Frequently Asked Questions
Advertised: $799 (AWD). True all-in: ~$1,007 after taxes and fees.
No. Like all Tesla leases, there's no purchase option.
Tier 1 credit gets 0.00220 (5.28% APR) for 36 months.
Advertised: $999. True all-in: ~$1,207.
Tier 1 (720+) for best rates. 650+ minimum typically required.
Rare, but they exist. Check Tesla inventory for "Demo" tags.
Sources: Tesla lease offers March 2026, community-reported deals, Cybertruck Owners Club. Current as of March 2026.